Money owed puts both directions on one page: accounts receivable, what customers owe you, and accounts payable, what you owe vendors.
Seeing them together is the point. Either number alone is misleading — $40,000 owed to you is comfortable if you owe $5,000 and precarious if you owe $38,000 next week.
Aging
Both sides are grouped by how overdue they are rather than only by amount. Aging is the more useful view, because the age of a receivable predicts whether it will be collected far better than its size does. An invoice at 90 days is a materially different asset from one at 20 days, even at the same dollar figure.
Amounts not yet due are shown separately from overdue ones, so a large total does not read as a problem when it is simply work recently invoiced.
Days sales outstanding
The page also gives the average time it takes to get paid, against a 45-day target. Above that, cash is being financed by you rather than by your customers — you have paid for materials and labour and are waiting.
The number to watch is the trend rather than the level. Different trades have different norms; a number drifting upward month over month is a signal regardless of where it started. See days to get paid.
What it needs
Full receivables and payables require accounting software to be connected, because invoices and bills live there rather than at the bank. Without it, Omnyra can see money that moved but not money that is owed.